000			00614npc a2200157Ia 4500
008			140613s2013 xx 000 0 und d
060			_a332.1
100			_aAHMED, MUSTAQ
245			_aNeed to scale up risk management levels
260			_c2013
300			_a47-49
520			_aJammu and Kashmir Bank tells us that factors like the rise in income levels, the growing middle class, the need for infrastucture, as well as corporate aspirations will all fuel the demand for banking services in the country.
653			_aBANKING
773			_oP15014 _nM _922616 _011167 _tDALAL STREET JOURNAL
942			_2ddc _cARTCL
999			_c12068 _d12068