TY - GEN AU - GUPTA, MUKTA MANI AU - ARORA, BINDU TI - Determinants of capital adequacy of banks in India: An empirical approach PY - 2013/// KW - BANKING N2 - Multiple regression analysis is used to test the relationship between the capital adequacy as dependent variable and certain independent variables. Results indicate that the capital adequacy ratio and tierI capital are important. The results alsoshow that the equity capital, loan loss provisions, net non performing assets and reserves and surpluses, which have not been considered in previous studies, have a significant impact on capital adequacy of a bank ER -