TY  - BOOK
AU  - WILLIAMS, C Arthur
AU  - HEINS, Richard M
TI  - Risk management and insurance
T2  - McGraw-Hill insurance series
SN  - 0070705674
U1  - 368 
PY  - 1989///
CY  - NEW YORK
PB  - MCGRAW-HILL
KW  - INSURANCE
ER  -